AMP Bank GO terms and conditions

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. 

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 1800 950 105. Fees and charges may be payable. Full details are available in the Account limits, fees and charges.

This information is provided by AMP Bank Limited.

Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association and is committed to the standards in the Banking Code of Practice. 

A target market determination for these products is available on our TMD web page.

Qantas Frequent Flyer

You must be a member of the Qantas Frequent Flyer program to earn and use Qantas Points. A joining fee usually applies. However, AMP has arranged for complimentary membership for new customers who join here. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Qantas Business Rewards

Your business must be a Qantas Business Rewards member to earn and use Qantas Points for the business. Membership of Qantas Business Rewards and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. A joining fee usually applies. However, AMP has arranged for complimentary membership for new customers who join here. 

* Double Qantas Points until 31 July, 2025

Terms and conditions effective Monday 14 April, 2025.

(i) The promoter is AMP Bank Limited ABN 15 081 596 009 (AMP Bank), AFSL and Australian credit licence 234517.

(ii) You can earn Qantas Points through AMP Bank GO and Qantas Frequent Flyer & Qantas Business Rewards Programs by:

• being a member of the Qantas Frequent Flyer (QFF) Program and/or the Qantas Business Rewards (QBR) Program; and
• linking your QFF or QBR Account by entering your membership number via AMP Bank GO.   

Membership with the QFF Program and QBR Program is subject to the QFF Terms and Conditions and/or the QBR Terms and Conditions, as applicable.    

(iii) Customers who link their QFF and/or QBR Account via AMP Bank GO will earn double Qantas Points on balances (earning 2 Qantas Points for every $10 of their average monthly account balance, up to $5,000,000) within their Everyday Account and/or Everyday Business Account until 31 July 2025. (Promotion)

(iv) Terms and conditions in relation to the:

• AMP Bank GO Everyday Account and Everyday Business Account and
• AMP Bank GO and the Qantas Frequent Flyer & Qantas Business Rewards Program

 apply and can be viewed at AMP Bank GO Transaction Account Terms and Conditions.

(v) AMP Bank reserves the right to modify, suspend or terminate the Promotion at any time, for any reason, including if any aspect of this Promotion is not capable of running as planned, due to computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of AMP Bank.

** Earning Qantas Points

You must link your Qantas Frequent Flyer account with the Everyday Account in AMP Bank GO to earn 1 Qantas Point for every $10 of your average monthly account balance, up to $5,000,000 in balances. Points will be earned on account balances in accordance with the Transaction Account Terms and Conditions. To determine the average monthly balance for your Transaction Account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Frequent Flyer account within 30 days.

You must link the ABN associated with your Qantas Business Rewards Account with a matching ABN in your AMP Bank GO Everyday Business Account to earn 1 Qantas Point for every $10 of your average monthly account balance, up to $5,000,000 in balances. Points will be earned on account balances in accordance with the Transaction Account Terms and Conditions. To determine the average monthly balance for your Transaction Account, add the closing balance from each day in the month together, and then divide the total by the number of days in the month. Qantas Points are calculated at the end of each calendar month and applied to your Qantas Business Rewards ccount within 30 days.